For Accidents That Happen Off the Road, Get Motor Truck General Liability Insurance

Every business owner and an independent trucker in Oregon wants to complete their day's drive perfectly, without unpleasant emergencies and accidents. A drive without unnecessary stops is a drive well done. But since the roads are unpredictable and you can never guarantee a flawless day, it's important to equip yourself with tools that can come handy when an accident does strike.

Obtaining a motor truck general liability insurance plan is the first step towards security.

A Closer Look at the Motor Truck General Liability (GL) Insurance

A truck driver's job isn’t limited to driving. Although it is the central and most important part of the job, your truck driver may also meet with your client, load and unload the cargo, and have a conversation that can go very wrong.

Hence, this insurance plan covers all the situations that may happen off the road. It includes cases like:

  • Customer slips, falls, and breaks a leg on your property.
  • Your truck delivers the cargo to the wrong client or address, as a result, your client loses profits,
  • Your driver displays harmful actions on someone else's property,
  • Libel and slander
  • Fire accident on a rental property.

These are only the most common cases we've encountered so far. If you have other cases in mind and would like to check if they would fit under this insurance umbrella, give us a call and let's talk about it. Our plan covers a wide range of incidents and yours might as well be one of them.

Safeguarding your business from all possible standpoints is more than a smart decision. It also frees up brainpower to devote to business development. Stop worrying about misplaced products, wrong address directory or clumsy clients in your garage. You can't eliminate every threat, so take the chance to avoid painful compensation. We'd love to be your partner in that!

For driving incidents, refer to our motor carrier insurance, owner-operator insurance, motor cargo insurance and other plans.

Types of Trucks This Insurance Covers

We do our best to expand our offering and make every single insurance plan suitable for you. However, there are still some elements we're working on. At the moment, we provide Motor Truck General Liability Insurance for all truck types EXCEPT:

  • Garbage trucks
  • Cement trucks
  • Ice cream trucks

If your truck was not found in this short list, then we'd love to hear from you! Let's have a one-on-one conversation about your business and the types of trucks and cargo you deal with on an everyday basis. For instance, if you're transporting hazardous materials, our team of experienced insurance agents may also advise you to add a pollution endorsement element to your insurance package.