Commercial Insurance Coverages

Being an owner of a trucking business in Oregon probably means you wear multiple hats. You manage the business, look for paths of growth, watch out for predictable threats, and motivate your employees to do their best every day. That's a lot of work!

We've already collaborated with so many business owners like you and all of them want to have one less worry - cover the insurance frontier right away. Surprises are fun when they're pleasant, a truck accident or a lost cargo can be your worst nightmare if you're not properly insured. So, take a few minutes now to check all the commercial insurance plans we offer in Oregon.

As you already may know, you are legally required to have a General Liability insurance plan. But you do have the freedom to choose your own insurance provider at a price that suits you best. A liability insurance makes sure all suffering parties are compensated in case your driver is at fault for an accident. This plan helps you avoid lengthy lawsuits and offers a smooth solution for the emergencies. This plan may include any one or all of the following sub-plans:

• Liability
• Bodily Injury
• Property Damage
• Uninsured Motorist
• Auto Insurance Coverages for Standard Vehicles in Oregon

Once you've sorted out the compensation conditions to third-parties, you should bring your attention back to your drivers and their passengers. The following commercial insurance plans will cover medical bills in cases when your driver or their passenger suffered a physical injury as a result of the accident.

In fact, even if your transporting animals, each and every one of them will be eligible for veterinary help if they've also suffered injuries.

• Medical Payments
• Personal Injury Protection
• Pet Injury Coverage

When all lives are saved and no injury is left untreated, it's time to take care of your truck. These are the main tools of your business and you need to make sure they are repaired on time. That way you don't have to delay deliveries for too long and can rely on the same vehicle in a matter of days. For that, you'll need to obtain any one or all of the following insurance plans:

• Physical Damage
• Protection from Collision
• Comprehensive
• Individual Named Insured Endorsement
• Fire and Theft with CAC

Depending on the services you offer, the clients you take up, and the essence of your daily operations, you may need to add the following insurance plans to your package:

• Motor Truck General Liability
• Motor Truck Cargo
• Non-Trucking Liability
• Rental Reimbursement with Downtime
• Trailer Interchange

If your business offers towing services, or you use tow trucks at any point in your operations, you should also look into the following insurance plans specially designed for tow trucks in Oregon:

• Garagekeepers Legal Liability Insurance
• On-Hook Towing Insurance

If your business needs a personalized approach, we're glad to provide it. Our team will sit down and listen to your needs. At the end of our conversation, we may offer you to sign up for any one of the following insurance plans. Additional protection has never hurt anybody yet.

• Non-owned vehicle
• Any auto
• Employer’s Non-Owned
• Hired Auto
• Drive Other Car
• Single Deductible Endorsement

It looks like we've assembled an inclusive menu of insurance plans available in Oregon. Your trucks, drivers, and passengers should be fully and thoroughly covered, so let our insurance agents compose your insurance cocktail. Remember that it's easier to prepare for the accident than pay for the damage out of your own pocket later. So, contact us today!